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    Video Title: Bene no pru website (1).mp4



[DESCRIPTION: Throughout the video, photos of people of all ages interacting. The Rock logo. On screen text. Prudential. The Benefits of Designating Beneficiaries.]

[AUDIO:]
[ Music ]

>> Congratulations.

You've enrolled for life insurance coverage.

You're on your way to financial wellness for both you and your loved ones.

Now that you're enrolled, you must choose the person or people who will receive the money provided by your coverage should you die.

In insurance lingo, we call this beneficiary designation.

We know it's kind of creepy.

Nobody wants to think about death, particularly their own, but beneficiary designation is absolutely crucial for you and the people you love.

[DESCRIPTION: On screen text. Why Should You Do It?]

[AUDIO:]
Your life insurance coverage could help your spouse or domestic partner pay bills, your children fund their educations, or a parent afford nursing home care.

So it's worth thinking about now, not later.

Which loved ones would you choose as beneficiaries of your life insurance?

[ Music ]

[DESCRIPTION: On screen text. How Can You Do It?]

[AUDIO:]
Did you make your choices?

Great. But there's a little more prep work to do.

Step one, gather information about each beneficiary, including their full legal name, first, middle initial if any, and last.

You will also need their date of birth, full address, and their relationship to you.

You should also provide your beneficiaries' Social Security numbers and phone numbers if you have them.

The more information you provide now, the easier it will be for Prudential to get them the money you want them have.

[DESCRIPTION: On screen text. Step 2.]

[AUDIO:]
Now you need to choose the main person, or people, who will receive the money provided by your coverage, what we in the insurance industry refer to as a primary beneficiary or beneficiaries.

If you wish, you can also select secondary, or what we call contingent, beneficiaries.

This is so that if none of your primary beneficiaries outlive you, your contingent beneficiary or beneficiaries receive the money.

[DESCRIPTION: On screen text. Step 3.]

[AUDIO:]
If you have more than one beneficiary, determine the percentage of money you want each to receive.

It should equal 100% and be done separately for your primary beneficiaries and then your contingent beneficiaries.

That's it.

[DESCRIPTION: On screen text. Let the Designations Begin!]

[AUDIO:]
Here is how you make your beneficiary designations official.

[DESCRIPTION: On screen text. Visit your company's benefits website.]

[AUDIO:]
You can visit the website you used to enroll for coverage.

Choose select a beneficiary and follow the instructions.

So the question is when will you do it?

The answer is easy.

Now. Thank you.

[ Music ]

[DESCRIPTION: On screen text. Disclosure. Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, 751 Broad Street, Newark, New Jersey, 07102. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. Contract Series: 83500. Copyright 2013 Prudential Financial, Incorporated and its related entities. Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Incorporated and its related entities, registered in many jurisdictions worldwide.]